:root{--bg:#f6f4ee;--surface:#fff;--ink:#14242e;--muted:#5b6b75;--brand:#0c4a5e;--brand2:#1b7a8c;--accent:#c8892b;--line:#d9d6cc;--ok:#1d7a4d;--shadow:0 10px 30px rgba(12,74,94,.12);color-scheme:light}
@media (prefers-color-scheme:dark){:root{--bg:#0f1a20;--surface:#17262e;--ink:#eef2f3;--muted:#9bb0b9;--brand:#6cc3d9;--accent:#e2a64a;--line:#2a3d47;--ok:#5fcf98;--shadow:0 10px 30px rgba(0,0,0,.4);color-scheme:dark}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 "Trebuchet MS",Verdana,sans-serif}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.2;margin:0 0 .5em}
a{color:var(--brand)}img{max-width:100%;display:block}
header{position:sticky;top:0;z-index:10;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding:12px 5vw;background:var(--surface);border-bottom:1px solid var(--line)}
.logo{display:flex;align-items:center;gap:10px;font:bold 22px Georgia,serif;color:var(--brand);text-decoration:none}.logo img{width:38px;height:38px}
nav{display:flex;flex-wrap:wrap;gap:4px;align-items:center}
nav a{padding:8px 14px;border-radius:8px;text-decoration:none;color:var(--ink)}nav a:hover,nav a.on{background:var(--bg);color:var(--brand)}
.btn{display:inline-block;font:inherit;border:1px solid var(--brand);background:transparent;color:var(--brand);padding:11px 22px;border-radius:10px;cursor:pointer;text-decoration:none;font-weight:bold}
.btn.primary,nav a.btn{background:var(--brand);color:var(--bg)}.btn:hover{box-shadow:var(--shadow)}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.wrap{max-width:1080px;margin:0 auto;padding:0 5vw}
.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center;padding:56px 0 40px}
.hero h1{font-size:clamp(32px,5vw,54px)}.hero p{color:var(--muted);font-size:19px;max-width:30em}
.hero img,.banner{border-radius:22px;box-shadow:var(--shadow);width:100%}
.row{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
section.block{padding:36px 0}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px;margin:24px 0}
.card{display:block;background:var(--surface);border:1px solid var(--line);border-radius:16px;overflow:hidden;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card img{aspect-ratio:8/5;object-fit:cover;width:100%}
.card div{padding:18px 20px 22px}.card h3{font-size:20px;color:var(--brand)}.card p{margin:0;color:var(--muted);font-size:15px}
.more{display:block;margin-top:10px;font-weight:bold;color:var(--brand);font-size:14px}
.prose{max-width:700px}.prose p{margin:0 0 1.1em}.prose h2{margin-top:1.4em;font-size:28px}.prose ul{padding-left:1.2em}.prose li{margin-bottom:.5em}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.band{background:linear-gradient(135deg,var(--brand),var(--brand2));color:#f6f4ee;border-radius:22px;padding:40px;margin:40px 0;text-align:center}
.band h2{color:#f6f4ee}.band .btn{background:#f6f4ee;color:#0c4a5e;border-color:#f6f4ee}
.page-title{padding:44px 0 8px}.page-title h1{font-size:clamp(30px,4.5vw,44px)}.lead{font-size:19px;color:var(--muted);max-width:36em}
form{max-width:420px}label{display:block;margin:14px 0 4px;font-weight:bold;font-size:14px}
input,textarea{width:100%;font:inherit;padding:11px;border:1px solid var(--line);border-radius:10px;background:var(--surface);color:var(--ink)}
.err{color:#b3261e;min-height:1.5em;margin-top:10px}@media (prefers-color-scheme:dark){.err{color:#ff8a80}}
.ok,.pos{color:var(--ok);font-weight:bold}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow)}
.bal{font:44px Georgia,serif;color:var(--brand)}.scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;min-width:420px}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line)}
footer{margin-top:40px;background:#0a3a4a;color:#cfe0e5;padding:32px 5vw;font-size:14px}footer a{color:#fff}
footer .links{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:12px}
@media (max-width:760px){.hero,.split{grid-template-columns:1fr}.hero{padding-top:32px}}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}