Investment funds

Investing means putting money into assets such as company shares and bonds in the hope that they grow over time. Our funds spread your money across many holdings, which reduces the effect of any single investment performing badly.

We offer equity funds for growth, bond funds for steadier returns and mixed funds that combine the two. Each fund page explains what it holds, what it costs each year and how risky it is.

The value of investments can go down as well as up, and you may get back less than you put in. Investing is best suited to money you will not need for at least five years. An adviser can help you choose a mix that matches your goals and comfort with risk.

Key points

• Equity, bond and mixed funds
• Low annual charges
• Broad diversification
• Suited to long-term goals